The late Zig Ziglar used to say, "If you aim at nothing, you'll hit it every time." I've always liked that quote because it's a great reminder about the importance of planning. You can settle for breezing through life with no plan, but you'll end up going nowhere. Anything of substance in life requires some careful thought ahead of time.
Jesus taught a similar lesson when He talked about discipleship in Luke 14:28 - 30. He said no one building a tower would move forward on construction without sitting down to "count the cost." After all, quitting halfway because the resources dried up would make the builder a laughingstock. The foundation for his tower would become a monument to his incompetence.
What Jesus emphasized about discipleship - evaluating your situation and planning for the costs - works for money too. Planning ahead is at the heart of success. For personal finances, that means telling your cash what to do each month by creating a zero-based budget.
Creating a budget shouldn't be some calm, casual afterthought. You need to let your money know who's the boss. You need to sit down with your pencil, paper and calculator and make those dollars dance!
For a zero-based budget, take all your income and assign it to a budget category. Every single dollar should have a name and a job to do - and don't forget savings! The goal is to make your income minus your outgo equal zero. If you're over or under, go back and tweak the math until you hit that magic number: zero!
But as a believer, there's another part of budgeting that you can't ignore. The money you manage really isn't your money. It's God's money. So He needs to have the final say on what goes where.
Solomon said "a man's heart plans his way." We get that. We all have hopes and dreams, values and passions. But he also said that God should be the One directing our steps. That means every plan - and every budget - we make should be filtered through Him.
Prayer of Salvation
If you have not accepted Jesus Christ as your Lord and Savior, or if you have fallen away from Him, simply say this prayer:
Dear Heavenly Father, in the Name of Jesus, I repent of my sin. I turn to You. Father, I receive Your Son, Jesus Christ, as my Lord and Savior. I believe that Jesus Christ died and rose just for me.
I believe that His Blood washes me and cleanses me from all unrighteousness. Father, in You, I am set free. Father, through the Blood of your Son, Jesus Christ my past is history and my future is bright.
Father, In You, I am made new. Father, in You, I am complete. Father, in You, I am made whole. Father, in You, I am restored. Father, I surrender every area of my life to You now and forever. In Jesus Name. Amen
If you would like to join the devotion, please select link below:
Dave Ramsey’s Financial Wisdom from Proverbs
Blessings and Love,
Ms.V
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